Purchase a home with the home loan source
Buying a home is a big decision. The Home Loan Source specializes in first time home buyers. We know that theres quite a bit of steps from getting Pre-approved, to getting the right loan, and the paperwork can be over whelming, that's why at The Home Loan Source, we walk you through each step of the way to make sure you fully understand the steps that you're taking and to thoroughly explain the paperwork in simple and easy to understand language.
20% down Payment
If you're putting 20% down, the best loan program would be a Conventional loan because you would avoid any PMI (Private Mortgage Insurance). This is the most simplest and common loan today.
Less Than 20% Down
Putting less than 20% down. We got you covered. Below are the programs available:
FHA 3.5% Down
Conventional 3% Down with No Mortgage Insurance
VA 0% Down
USDA 0% Down
Home Path 3% Down
FIND THE MORTGAGE THAT'S RIGHT FOR YOU
Choosing the right mortgage for your financial situation can be a bit overwhelming. We make it easy to find the mortgage that's right for you. Give us a call and one of our mortgage consultants can walk you through each program and find the right mortgage for you.
PURCHASE AND CREDIT IMPPROVMENTS
We Specialize in First Time Homebuyers & in working side by side with your Real Estate Agent. If you have credit challenges, we can help you raise your score and keep it up. With Credit Simulator and What If Scenario, we can directly access the 3 major credit bureaus and find out exactly what it will take to raise your credit score. We will educate you on to get a 720+ credit score, and more importantly how to maintain the 720+ credit score and get out of debt.
We Specialize in No Closing Cost Refinance. HARP 2.0, FHA Streamline & Conveitional Refi's.