Refinance
refinance your home with the home loan source
With the current low interest rates, refinancing your home might be a great financial decision. At The Home Loan Source, we specializes in No Closing Cost Refinance. Sometimes a refinance is not always the best option especially if you only a short term left on your loan. A mortgage consultatation can help you make the decision easier and paint a clearer picture as to whether or not it would be great move for you. Our mortgage consultant will walk you through the monthly savings, and the total savings of the new loan, and also show you how to pay off your loan 5-9 years sooner and save you additional $50,000 in interest.
is your home underwater
With the real estate market taking a huge dive on home prices, many homeowners are underwater.
At The Home Loan Source, we've got you covered. Below are the programs available:
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HARP 2.0
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No underwater limit
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Eliminating appraisals and underwriting
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Modified fees
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Extended deadline
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FHA Streamline Refinance
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No new Appraisal
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This means even if you're upside, you can still refinance
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Reduce Upfront Premium to .01% compared to the current 1%
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Reduce Monthly Mortgage Insurance to .55% compared to the current 1.15%
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Rates in the low 3%
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FIND THE MORTGAGE THAT'S RIGHT FOR YOU
Choosing the right mortgage for your financial situation can be a bit overwhelming. We make it easy to find the mortgage that's right for you. Give us a call and one of our mortgage consultants can walk you through each program and find the right mortgage for you.
our specialties
PURCHASE AND CREDIT IMPPROVMENTS
We Specialize in First Time Homebuyers & in working side by side with your Real Estate Agent. If you have credit challenges, we can help you raise your score and keep it up. With Credit Simulator and What If Scenario, we can directly access the 3 major credit bureaus and find out exactly what it will take to raise your credit score. We will educate you on to get a 720+ credit score, and more importantly how to maintain the 720+ credit score and get out of debt.
NO CLOSING COST REFINANCE
We Specialize in No Closing Cost Refinance and Underwater Refinance Programs such HARP 2.0, FHA Streamline & Conveitional Refi's.

